I just bought myself some Renters Insurance.
It seems like an unusual thing to do now as I am nearing 36 and have been renting since I was… oh, 22 years old but a series of events have brought the necessity to my attention.
Event One: My landlord told me about one of her other apartment managers who had a toaster fire in his kitchen. Damage and loss and lots of problems that Renters Insurance could have helped out with.
Event Two: I have begun purchasing “grown up” furniture. Since I have moved in here I’ve splurged on a new bed, couch and other miscellaneous items. I want to protect my investment.
Event Three: I left a burner on my gas stove with a frying pan on top for about two hours. WHILE I WAS HOME. But did not notice.
Event Four: I left a burner on very low without a frying pan on top just this week. I left home at 10:30 am and returned at 7:30 pm to find a smelly but very lucky apartment still standing. IT WAS ON FOR NINE HOURS.
Event Five: I have become a forgetful idiot.
I think the insurance will be the best $25 a month I have ever spent. Because you never know and you’d hate to find out.
Knock on wood!